1. We were neck-deep in homework before the exams.

2. What's more, whereas America has a negative savings rate and its citizens are neck-deep in debt, the Japanese have remained fanatical savers, frugal to a fault.

3. Residents stand on electric wires to stay on high ground while others wade in neck-deep flood waters caused by Typhoon Ketsana in Cainta Rizal, east of Manila September 27, 2009.

4. At the same time, banks in Western Europe are neck-deep in shaky loans to these countries.

5. I am not entirely sure, other than I wasn't certain I wanted to be fully immersed in the neck-deep culture of the Valley, which can at times be a bit incestuous.

6. She took off her clothes and, with her belongings in a nylon bag held above her head, she stepped into the chilling, neck-deep water.