1. Wyeth's long-term credit rating is single-A-plus, just one notch above the minimum required under Pfizer's financing deal.

2. Owing to historical and systematic reasons, it is difficult for the medium-and long-term credit market and stock market to develop well in a short-term.

3. The efficiency of capital allocation and economic growth promoted function of stock market is better than that of middle and long-term credit market.

4. This article also suggests that enterprise credit management should be built by integrating long-term credit culture construction with internal credit system building.

5. Agricultural Development Bank to expand the field of agriculture, increase financial policy on agricultural development and rural infrastructure and long-term credit support.

6. If there exists credit rationing, it is viewed as temporary disequilibrium phenomena caused by an exogenous shock to the economy or long-term credit rationing caused by governmental constraints.

7. As our policy is to work on small profit margin, we regret that we cannot grant long-term credit facilities.