1. Make sure malpractice insurance coers you.

2. Obstetricians have to pay high rates for malpractice insurance.

3. Most important, make sure that your malpractice insurance covers these donated medical services.

4. If you're an HMO doctor, the network will tell you to see, on average, a patient every seven minutes. HMOs tell us to see more patients; malpractice insurance tells us to take all the time we need.

5. Doctors across country are quitting their jobs because they can't afford malpractice insurance.

6. Doctors across the country are quitting their jobs because they can't afford malpractice insurance.

7. The analysis is robust to the fact that partnerships sometimes purchase malpractice insurance.