1) Income Fund for three years until January 1994.

2) Why Invest in JPM Multi Income Fund?

3) The Champion Income fund lost 79 percent last year and the Core Bond fund dropped 36 percent, compared with a loss of about 8 percent for their peers, according to Bloomberg data.

4) There are equityincome funds that are a little growth and some growth and income funds that are managed like value funds.

5) If your investment choice is not specified below, the Trustee will invest the relevant contributions in the default fund - CMG Stable Income Fund.

6) 'The extent to which growth has been financed with debt gives you an idea of how sustainable it is,' says Robert Horrocks, co-manager of Matthews Asian Growth and Income Fund.

7) Examples of ETFs in this category that are highly recommended include Templeton Emerging Markets Fund (ticker: EMF) and the Mexico Equity and Income Fund (MXE).