1) The FSC also treats the Postal Savings Fund as a tool for relief. Nobody seems to feel they need the approval of the depositors.

2) Does your college savings fund look like a frat house after a destructive all-night party?

3) You advise people to have an eight-month emergency savings fund.

4) Now put that $200 into a savings fund each paycheck, and within 5 paychecks you'll have a $1, 000 emergency fund saved up.

5) Hopefully, we are all putting a little money into a college savings fund and a retirement fund.